|
''Carver Bancorp, Inc.'' is the (company ) for Carver Federal Savings Bank, a federally chartered stock savings bank. Carver was founded in 1948 to serve African-American communities whose residents, businesses, and institutions had limited access to mainstream financial services. Carver has been designated by the U.S. Treasury Department as a Community Development Financial Institution (CDFI) because of its community-focused banking services and dedication to the economic viability and revitalization of underserved neighborhoods. Carver is the largest African- and Caribbean-American run bank in the United States, with ten full-service branches, six satellite ATM Centers in the New York City boroughs of Brooklyn, Manhattan, and Queens and access to 55,000 AllPoint ATMs nationwide.〔https://www.carverbank.com/about-carver accessed Jan. 2, 2015〕 Carver engages in a range of consumer and commercial banking services. It provides deposit products, including demand, savings and time deposits for consumers, businesses, governmental and quasi-governmental agencies. In addition, Carver originates loans for the purchase or refinance, multi-family residential, mixed-use and commercial properties; originates or participates in construction and renovation loans for commercial property and multi family or mixed-used developments; and provides loans to small business, non-profit and faith based organizations. And for consumers who may not want a traditional bank account, Carver offers Carver Community Cash. This expansion includes cashing checks, paying bills, send or receive Western Union money transfers, purchase discounted money orders and prepaid VISA debit card. These services are offered with no bank account required, no Credit checks, and you will be able to access your funds immediately. ==History== Carver was named after agricultural researcher and scientist, George Washington Carver, and began its operations at 53 West 125th Street in 1948. Founders of the bank revered Mr. Carver, who used his immense talent to improve the economic status of his community, race, and all of mankind.(needed ) On November 5, 1948, Carver received a federal bank charter under the name of Carver Federal Savings and Loan Association. On January 5, 1949, it opened its first branch office in Harlem, New York at 53 West 125th Street. In February 1961, Carver opened a second branch in the Bedford-Stuyvesant neighborhood of Brooklyn, New York. In June 1975, a third branch was opened in the Crown Heights section of Brooklyn, New York. In July 1982, Carver merged with Allied Federal Bank. Carver became a federal savings bank and changed its name to Carver Federal Savings Bank in 1986. Today, the Bank manages ten full-service branches and fourteen ATM Centers in Bedford Stuyvesant, Crown Heights, Flatbush, Fort Greene, Harlem, East Harlem, Jamaica and St. Albans. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Carver Bancorp」の詳細全文を読む スポンサード リンク
|